Are you dealing with storm damage to your home?

Are you dealing with storm damage to your home? It can be overwhelming to navigate the insurance claims process, but we're here to help. From filing your claim to rebuilding your home, we'll guide you every step of the way. Our team has the experience and knowledge to ensure that all damages are identified and addressed, and that your home is restored to its pre-storm condition.

First, after a storm, you'll need to file a claim with your insurance. You don't need a contractor for this yet. Filing the claim will trigger the insurance company to send a field adjuster to assess the damage. It's important to understand that there are two types of adjusters involved in your claim: a desk adjuster, who works behind a desk, and a field adjuster, who visits your home.

Next, your insurance company will likely send a program mediation company to help with the process. You don't have to use the company that the insurance recommends. The first step in the process is known as "water mitigation" or "storm tree removal and cleanup" (also known as demolition). This can take anywhere from one day to two weeks, depending on the damage.

After the cleanup and demolition is complete, the next step is the "build back." This is when a contractor restores your home according to the approved scope of work provided by your insurance company. It's important that you and the contractor agree to the scope of work, regardless of what the insurance company recommends. Education is key in this area, which is why it's important to work with someone you trust. The contractor should be experienced enough to assess all damages.

Finally, once the work is completed, the contractor will issue a "certificate of completion" to the insurance company, so that the insurance company can release the depreciation. There's a lot to learn about insurance claims, but we're here to help. Contact us today to learn more about how we can assist you with your storm insurance claim.